How to Check SBI Account Balance: 9 Ways [2023]

Here’s everything you need to know about SBI balance enquiry. Find out how to check your SBI account balance without having to visit your bank branch and updating your passbook manually. We have shared 8 different ways in this article.

Check SBI bank account balance

Gone are the days when updating the passbook was the only option to check your bank account balance. With the advancement of technology and digital transformation, various new methods have emerged to provide you with access to your account information at your convenience.

Now you can use internet banking, mobile banking, payment apps and other services to check your account balance and transactions with ease. These digital solutions provide a convenient and secure way to stay on top of your finances. Let’s explore different ways to check your SBI account balance online.

SBI Balance Enquiry Overview

SBI Bank is one of the largest banks in India with a wide range of banking and financial services. It is also a leader in digital banking technology, offering convenient online banking solutions for its customers. Below we have shared an overview of different services that SBI provides for balance enquiry –

SBI Balance Enquiry ServiceDetails
Missed Call EnquiryGive a missed call on 919223766666
SBI SMS BankingSMS “BAL” to 919223766666
SBI Mobile BankingYONO SBI app
SBI Net BankingSBI Internet Banking portal
SBI Balance Enquiry USSD*595#
SBI ATMVisit Nearest ATM
SBI PassbookUpdate passbook from bank
SBI Balance Enquiry using UPIGoogle Pay, PhonePe, Paytm, BHIM
SBI toll free number1800 1234, 1800 11 2211, 1800 2100

1. Check SBI account balance via missed call

A new kind of banking service called Missed Call Banking is available that allows customers to fetch their basic account services such as balance enquiry and mini statement by simply giving a missed call to a designated number.

SBI missed call balance enquiry service

This is one of the easiest ways to check your account balance. It’s a free service and requires no internet connectivity. SBI also provide mobile banking service and they have a toll free number for this. Here’s how to use it –

Give a missed call on +91 9223766666 phone number. You will receive an SMS having information about your account balance. Note that you have give a missed call from the same mobile number that is registered with your SBI bank account.

Balance enquiry using SBI Mobile Banking

Note: If your mobile number isn’t registered for mobile banking service, you have to do that first. Simply, send REG <Account Number> to 917208933148.

2. Check SBI balance enquiry via Yono app

YONO SBI is a digital banking app offered by State Bank of India. It provides customers with a range of banking services including mobile banking, payments, investments and loans.

YONO SBI app also offers customers access to check their account balance. You must have net banking enabled on your account to use the Yono SBI app. If you are already using it, here’s how to view your bank balance –

  • Open the YONO SBI app on your smartphone.
  • Click on Login and then enter your MPIN or username and password.
  • Once logged in, click on View Balance option on the home screen. It will reveal your account balance.
    View SBI account balance via YONO app
  • Alternatively, you can go to Accounts and see your balance mentioned under My Balance at the top.

Download YONO SBI: Play Store (Android) / App Store (iOS)

3. Check account balance via SBI internet banking

SBI Internet banking allows you to access your account, view and manage transactions, transfer money, and pay bills online. It also provides you with access to a wide range of additional services, such as balance enquiry and last transactions. If you have enabled internet banking service on your SBI account, you can use it to check your bank balance by following these simple steps –

  1. Open any browser on your PC or smartphone such as Chrome.
  2. Visit the SBI Internet Banking website and go to the Login page. Check the URL in the address bar to make sure that you are on a authentic website.
  3. Click on Continue to Login. On the following webpage, enter your username and password. Verify the captcha and then tap on Login button.
  4. You will receive an OTP on your registered phone number. Enter that OTP on the SBI website to complete the login verification.
  5. Once you are logged in, go to menu > Account Summary and click on View All Balances.
    View SBI account balance via netbanking
  6. Now it will display the balance of your bank account. You can view/print it as Excel or PDF.

4. SBI balance enquiry via SMS banking

SMS banking is similar to missed call banking where you have to send an SMS to a designated phone number and your bank will provide your account balance information in a reply SMS. Here’s what you need to do –

Send an SMS “BAL” to +91 9223766666. Use the same mobile phone to send this SMS that is registered with your bank account. You will receive an SMS from SBI with your balance info.

SBI SMS Balance Enquiry
SBI balance enquiry via SMS

Note: To register your mobile number for SMS banking, you have to send an SMS REG <Account number> to +91 7208933148. Once registered, you will be able to use this service for free.

5. Check SBI account balance via ATM

The ATM is not only for withdrawing money from your bank account but it can also help you to check your account balance. The transaction receipt you receive when you withdraw your money from the ATM has your account balance mentioned on it.

SBI balance enquiry via ATM

You can also check your SBI balance via ATM without any money withdrawal. To do this, first swipe your card into the machine and enter your 4-digit ATM PIN code to authenticate. After that, select the Balance Enquiry option and then you will be able to view your account balance. Finally, take your card and receipt.

6. Check SBI account balance via passbook

Another way to check your SBI account balance is by updating your passbook. This will require you to visit the SBI brand in person. A passbook, as you may already know, is a physical record of your transactions. It also contains information about your account balance.

Visit the nearest SBI branch. Ask the customer service executive that you want to update your passbook and they will assist you. After the update, you will be able to view your latest transactions and final account balance.

If your passbook is filled up, you can request your bank to issue a new passbook. This will require you to submit some documents for verification such as your Aadhaar card, PAN card, old passbook, and/or a written application.

7. Check SBI balance enquiry through UPI apps

UPI apps have revolutionized the payment system, making it easier and faster to transfer money between individuals and businesses. These apps have become increasingly popular due to their convenience and ease of use. You can also check the balance of your bank accounts via UPI apps.

Google Pay

Please note that you must have your SBI bank account linked with Google Pay before you check your balance. If you haven’t done it yet, first add your account to payment methods. Follow these simple steps to check your SBI bank account balance using Google Pay –

  1. Open the Google Pay app on your phone and unlock the screen lock.
  2. Tap on your profile picture in the upper-right corner.
  3. Click on Payment methods and then select your SBI bank account.
  4. Next, click on Check balance option.
  5. Now enter your UPI PIN. Wait for it to gather information from the system. You will then see the balance of your SBI account on the following screen.


BHIM is a mobile app developed by the Government of India to facilitate easy and secure digital payments. It is a safe and secure way to check your bank balance. Here’s how to do that –

  1. Open the BHIM app and enter your screen passcode to unlock it.
  2. Now tap on your SBI bank in the upper-left corner.
  3. Next, click on Check balance option.
  4. Enter your 6-digit UPI PIN for verification.
  5. On the following page, it will show your SBI account balance.


  1. Open the PhonePe app and tap your profile picture on the home screen.
  2. Under Payment methods section, click on your SBI bank.
  3. Now select Check balance option.
  4. Enter the UPI PIN of your SBI account.
  5. Now you will see your bank balance on the screen.


  1. Launch the Paytm app on your smartphone.
  2. Click on Balance & History option under My Paytm on the home screen. You will see a list of bank accounts you have linked with your Paytm.
  3. Click on Check balance option next to your SBI bank account.
  4. Now it will ask you to enter the UPI PIN. It must be the same that you use with your SBI account.
  5. Upon successful UPI verification, your bank balance will be displayed on the screen.

8. SBI balance enquiry using WhatsApp Banking

SBI has launched WhatsApp Banking that allows you to access various banking services such as account balance enquiry, money transfers, and bill payments through the WhatsApp messaging app. It is a convenient and secure way to manage your finances without having to visit a bank branch.

SBI balance enquiry via WhatsApp banking

To register yourself for SBI WhatsApp Banking, send WAREG *Your account number* to +917208933148 from the same phone number that is registered with your bank account. Upon successful registration, you will get a confirmation message on your phone number.

After that, you can check your account balance through SBI WhatsApp Banking. Simply, send “Hi” message to 9022690226 phone number on WhatsApp. You will get an instant response from the chat bot. Click on Get Balance option and your account balance will be displayed on the screen.

9. SBI Balance Enquiry Toll Free Number

SBI also provides customer service via toll free number. This service is available 24/7 and does not require any registration. You can call the SBI toll free number to get real-time information about your account balance and other related information for free.

SBI Balance Enquiry Toll Free Numbers: +91-9223766666, +91-1800-1234, +91+1800+2100

For any other enquiry or report, you can also contact SBI customer support via email.

SBI E-mail contact:,

Frequently asked questions

Is SBI balance enquiry free?

Yes, SBI balance enquiry is free. You will not be charged for this service. It only requires an active internet connection on your phone.

What is the easiest way to check SBI bank balance?

If you are already using a UPI app on your phone such as Google Pay, BHIM, PhonePe or Paytm, it’s one of the easiest ways to check your SBI account balance. Another way is to use the YONO SBI app or SBI internet banking.

How to check SBI account balance offline?

For offline balance enquiry, you can use missed call banking or WhatsApp baking service. You just have to give a missed call on +91 9223766666 phone number. Alternatively, you can send an SMS “BAL” to this number.

What number do I call to check my SBI bank balance?

You can call the SBI customer care number at 1800 11 2211 or 1800 425 3800 for personal banking enquiries.

What is the official SBI app for balance enquiry?

YONO SBI is the official SBI app that can be used for balance enquiry and other banking services. The app is available for download on both Android and iOS devices.

Final words

So these were some methods that you can use to check your SBI account balance from the comfort of your home. You can use any of these methods based on your preferences. There is no need to visit the ATM or update your passbook from the bank for balance enquiry.

These methods only require you to have a smartphone with internet connectivity. Some of them don’t even require you to install an app or have the internet such as SMS and missed call banking. Let us know which one is your favourite method. If you have any queries, please drop them in the comments below.

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About the author

Vivek Chaudhary Author
Tech writer & founder @Geek Instructor • Vivek Chaudhary is an experienced tech blogger who has been writing about technology for more than ten years. He's written over 1500 articles covering various tech topics. Vivek is passionate about sharing his expertise to help others. Beyond the digital realm, he enjoys traveling and creating videos on YouTube.

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